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STUDENT FINANCING PARTNER

Stratus Financial was founded by FAA Certificated Flight and Ground Instructors passionate about helping others achieve their aviation dreams.  We know it’s not just about achieving your dreams (because we looked up in the sky every time, we heard an airplane too!), but funding your family’s dreams as well.  That’s why Stratus was created because, with Stratus, the sky is no longer the limit.

Your Aviation Dreams Start Here

You’re not just a number, and it shows with Stratus.  We look beyond the typical FICO scores and look at you as a whole aviator.  We want to set you up for success before you even apply with us! 

We offer exceptional lending packages, including:

The best rate you’ll get anywhere to go from zero to hero!Full financing for your entire flight training and moreAffordable payment options, including deferment for 12 months while you complete your training AND find a job.Pay your loan off any time you want with no consequences or penalties whatsoever.

Stratus Has You Covered For Resources For Your Aviation Career

Counseling with our team of flight instructors and ground instructors to support you through flight training, check rides and interviews with airlines.Resume reviewing, editing, and buildingAMA Phone Calls with Pilots in the 121 and 135 Industry – What It’s like, How They Got Their Job, etc.

We look forward to helping you achieve your aviation dreams and seeing you in the sky!

If you are interested in getting started, please click here to apply now:

https://hipaa.jotform.com/220403325387147

If you have limited credit or a low income you may need a Co-Borrower; if so, please have your co-borrower complete their application here:

https://hipaa.jotform.com/220404282226142

Hover over the images below to start exploring your options.

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STEP 1

1. Please Click Here To Fill Out Our Application

STEP 2

Once You Have Signed A Submitted Your Application We Will Review It

STEP 3

Keep An Eye Out For A Conditional Approval Via Email
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Loan Information

  • Interest rates will vary depending upon credit score
  • Custom loans from 5 to 10 years. Flexible payment plans to meet your budget
  • No prepayments penalties
  • Unsecured student loan

Lending Prerequisites

  • Must be a US citizen
  • 2nd class medical or better
  • Completed IACRA application
  • $1000 down payment
  • Bank statement $2,500 in account
  • 640 credit score or co-borrower with 700+ credit score
  • Co-borrower recommended
  • Subject to credit check
  • Subject to employment verification
  • Must complete entire program within 36 months of admission
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SAMPLE LOAN PLANS

CONTENT OF PACKAGESGOLD PACKAGESSILVER PACKAGESBRONZE PACKAGES
PRIVATE PILOT LICENCE
INSTRUMENT RATING
COMMERCIAL ENGINE RATING
CFI 
CFII 
MULTI ENGINE 
MULTI ENGINE INSTRUCTOR 
PRIVATE PILOT KIT
INSTRUMENT KIT
COMMERCIAL KIT
ALL CHECKRIDES 1
ALL WRITTEN EXAMS33
HEADSET  
IPAD  
BOOKS AND MISCELLANEOUS  
TOTAL PRICE$82,000$70,000$51,000
ADDITIONAL REQUIRED COSTSNoneVariesVaries
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